Security and Authentication
In security, authentication is the process of verifying something you know, something you possess, and something you are. Verifying the identity of a user, process, or device is often a prerequisite for allowing access to resources in the banking system.
Strong Customer Authentication (SCA) / Multi Factor Authentication (MFA)
Strong Customer Authentication(SCA) / Multi factor authentication (MFA) is a secure process of authentication which requires more than one authentication techniques chosen from independent categories of credentials. SCA / MFA combines two or more types of authentication to provide better and secure way of authenticating Infinity users. Typically, the most common types of authentication factors are:
- Knowledge: It is what the user knows, usually the cognitive information of the users (example- passwords).
- Possession: It is what the user has, usually the items that a user possesses (example- smart cards).
- Inherence: It is what the user is - user's physiological and biometric traits (example - face, fingerprint, and voice).
The goal of SCA / MFA in Infinity is to validate legitimate users to secure their sensitive information by providing a layered defense and at the same time make it harder for unauthorized individuals to gain access.
The following feature is explained in this section:
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